Baines & Ernst Launch Free Debt Guide
Manchester UK (PRWEB UK) 30 June 2012
As the country faces a double dip recession and households are forced to tighten their belts yet again, many will be left wondering how they can affordably manage to repay debts while the cost of living continues to soar.
Statistics published by the national money education charity – Credit Action –– at the end of March showed that the outstanding personal debt for those living in the UK stood at £1.458 trillion. Further research published at the end of April 2012 showed that the average household debt (excluding mortgages) stood at £7,880 for unsecured debts including payday loans, catalogue accounts, credit cards, store cards and overdrafts.
Avoiding debt problems is never a great idea, so what do people do if they want help with debt but don’t know where to begin?
Well, downloading a free copy of the recently published Baines & Ernst Guide to Debt Management Plans is a good place to start.
Baines & Ernst – one of the country’s longest established providers of financial solutions – has helped more than 100,000 people escape the pressures of debt. They specialise in helping people find affordable ways to clear debt through effective solutions including Debt Management Plans, Individual Voluntary Arrangements (IVA), Debt Relief Orders and Protected Trust Deeds. They also provide a Bankruptcy advisory service.
A Baines & Ernst spokesperson said “We often hear from people who think Bankruptcy is their only way out of debt. And while this is true for some people – it is not always the case. Bankruptcy is one of the most publicised debt solutions mainly because it’s often reported in the news when famous people or well-known businesses file for Bankruptcy.”
“We want people to know that they don’t have to wait until their finances are out of control before they can get help. There are solutions available that can make repaying debts easier to manage within their budget – and less stressful too. That’s why we published this free guide to Debt Management which provides clear and impartial advice on the solutions available.” The Baines and Ernst spokesperson continued.
For those who don’t know what debt help services are out there, who they are suitable for or how they can help to clear debt, this free debt guide will tell them everything they need to know. To get a copy, simply go to http://www.bainesandernst.co.uk.
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.